KUALA LUMPUR, Nov 18 — Malaysia should brace for a protracted economic slump despite the expected announcement today that its economy has grown by up to 4.8 per cent in the past three months, analysts have warned, as the mushrooming debt cloud from the US and Europe spreads eastwards.
As the country heads into the last six weeks of the year, Bloomberg News reported today that most Asian currencies have been falling in the past three months on concern the nations that led the recovery from the 2009 global recession will falter.
“It’s part of monetary easing if they let their currencies weaken,” the business news agency reported United Overseas Bank economist Ho Woei Chen as saying.
The ringgit has fallen more than five per cent in the past three months while the Thai baht has weakened 3.3 per cent but neither countries have cut their rates even as Indonesia and Australia lowered borrowing costs in this last quarter.
“Probably they are not cutting interest rates that aggressively but letting their currency depreciate,” Ho said, adding he expects Malaysia and Thailand to highlight the risks to growth going forward.
Citing United Overseas Bank Ltd, Bloomberg reported that policymakers throughout the region may allow more weakening to support non-oil exports to Europe and the US, which have been crashing across the board in Singapore.
The republic’s main electronics sector has been battered and dropped by 31 per cent last month compared to the same period last year due to poor demand for disk drives and integrated circuits which plunged more than 50 per cent.
Analysts observed that Malaysia’s growth spurt in the last quarter was due to its strong domestic demand and export before the sovereign debt-crisis deepened in Europe.
Investment experienced a sprint in Southeast Asia’s third- largest economy since the Najib administration last year identified US$444 billion (RM1.37 trillion) worth of private sector-led projects to spur growth, Bloomberg reported.
International Business Machines Corp (IBM), Toshiba Corp and Agilent Technologies Inc are among the companies that have pledged new investments here.
Exports grew at the fastest pace in more than a year in September as companies shipped abroad more electronics and commodities.
But the analysts also warned that the growth could be stunted if the external sectors spilled over into the domestic economy.
“Supply chain disruptions stemming from Thai floods may depress industrial production in the short run,” reported Bloomberg, quoting Daniel Wilson, an analyst at Australia & New Zealand Banking
Follow @remy_zakaria
Ahad, 20 November 2011
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Sembang Hari ini
Antara topik yg menarik hari ini..
Firstly mesti la pasal Bola, Tahniah buat Harimau muda yg mengalahkan Myanmar semalam....
Topic 1: Poker Internat....
JUDI termasuk dalam perbuatan haram dalam Islam (al-Quran, al-Ma’idah (5): 90-91). Ia perlu dijauhi sama ada kecil atau besar. Bagi lebih memahami maksud judi itu, ia secara umum membabitkan dua perkara berikut, iaitu (1) sumber hadiah berasal daripada apa-apa benda termasuk duit sebagai deposit atau taruhan daripada semua peserta, dan (2) semua peserta perlu mengambil risiko sama ada menang atau kalah di dalamnya (Ashraf Md Hashim 2003).
Sekiranya permainan poker di atas tidak membabitkan perkara di atas, ia bukan judi yang ditakrifkan haram dalam Islam. Bagaimanapun, permainan sedemikian dikira membazir waktu dan wajar dijauhi.
Justeru hukumnya berbeza-beza. Ada berpendapat permainan sedemikian hanya makruh, harus atau haram berdasarkan keadaan tertentu.
Ada menyatakan ia haram kerana melakukan aktiviti tidak berfaedah dan untuk keseronokan semata-mata. Lebih bermanfaat mencegah diri daripada permainan berkenaan.
Topic2: Haram cetak rompak jadi modal perniagaan........
SEHINGGA hari ini, boleh dikatakan masih ramai tertanya-tanya atau ragu dengan isu bahan ciplak atau nama lainnya barangan cetak rompak yang kini semakin banyak disalin secara tidak sah.
Walaupun ada halaman buku yang ingin disalin cetak tertulis perkataan ‘Hakcipta Terpelihara’ serta ‘Tidak Dibenar Ulang Cetak’, masih ramai tidak mengendahkannya dan terus membuat salinan, khususnya membabitkan salinan fotostat.
Kita lihat hari ini, perkara ini terlalu biasa dalam kehidupan seharian umat Islam. Sehingga ada yang menjadikan cara ini sebagai modal perniagaan mereka.
Terutama pada musim harga minyak dan barangan semakin meningkat, semua perkara yang dikira mampu menjimatkan kos akan menjadi pilihan ramai hingga kerap melupakan pandangan Islam atau hukumnya. Bagaimanakah sebenarnya pendirian Islam dalam hal ini? Adakah terus mengharamkannya tanpa bicara?
Sampai kepada saya satu soalan seperti berikut: “Ustaz, saya menjalankan perniagaan fotokopi dan percetakan komputer secara kecil-kecilan di sebuah universiti awam. Masalahnya, saya menggunakan perisian Windows dan Microsoft Office yang cetak rompak. Saya tahu tindakan saya salah, tetapi harga tulen terlalu mahal.
“Saya harap dapat ustaz jelaskan hukum pendapatan daripada perniagaan yang menggunakan perisian cetak rompak dan harap dapat ustaz berikan jalan untuk saya selesaikan masalah ini.”
Saya rasa jawapannya sudah jelas apabila orang yang bertanya itu sendiri mengerti bahawa ia salah. Ini kerana, harta intelek diiktiraf Islam sebagaimana difatwakan ulama sedunia sebagai harta persendirian yang terpelihara.
Justeru, kita tidak boleh mengambil dan menggunakan produk cetak rompak, khususnya apabila perisian itu digunakan untuk diniagakan, sebagai contoh dibuat salinan demi salinan dan dijual pada harga rendah.
Ini bermakna apabila seseorang menjadikan barang tiruan sebagai tulang belakang perniagaannya, perniagaan itu adalah haram, hasilnya juga haram.
Ia sangat jelas berdasarkan hadis Rasulullah SAW yang melarang umat Islam menjalankan perniagaan sesuatu yang haram kerana hasilnya juga menjadi haram, iaitu yang bermaksud: “Sesungguhnya Allah, apabila mengharamkan sesuatu, maka akan haram jugalah harga jualan (keuntungan yang terhasil daripada yang haram).” (Ar-Rawdu Al-Murabba’, Riwayat Ibn Hibban)
Rasulullah SAW juga pernah mencela orang Yahudi yang apabila diharamkan memakan daging babi dan lain yang haram bagi umat Islam, mereka (Yahudi) membuat helah dengan mengambil lemaknya dan dihiaskan lalu dijualnya.
Apabila Rasulullah SAW mendapat tahu, baginda terus berkata: “Allah akan menghancurkan Yahudi yang mana mereka ini, apabila Allah mengharamkan makan lemak (babi, bangkai dan lain-lain yang diharamkan), mereka membuat helah dengan menjualnya serta menikmati hasil jualannya.” (Riwayat Al-Bukhari)
Hasil daripada kumpulan hadis ini, bentuk tindakan dilakukan yang ingin saya tekankan adalah, ia sama seperti cetak rompak kerana haram daripada sudut hukum Islam.
Ia berdasarkan keputusan Majlis Kesatuan Ulama Sedunia (Majma Fiqh Islami) dan juga keputusan Majlis Fatwa Eropah yang disebut oleh Syeikh Dr Yusof al-Qaradawi.
Mungkin ada yang berhujah bahawa perisian Windows itu adalah milik seorang kafir yang merujuk kepada Bill Gates dan tiada masalah untuk menggunakan yang cetak rompak selain ada juga yang menyatakan beliau terlalu kaya, oleh itu penggunaan bahan berkenaan tidak memberi apa juga kesan pada kekayaannya.
Sebenarnya, hujah ini meleset dan tertolak dalam fiqh Islam kerana Muslim tidak dibenarkan mencuri harta orang kafir (kecuali kafir yang berperang dengan Islam seperti tentera Amerika di Iraq).
Dalam keadaan tiada peperangan fizikal yang jelas, perisian Windows harta syarikat Microsoft dan pemilikan itu diiktiraf oleh syariah dan diharamkan untuk sesiapa saja dicerobohi sesuka hati.
Dalilnya terlalu banyak, iaitu paling mudah apabila Rasulullah SAW dan sahabat berjual beli dengan orang bukan Islam, Yahudi serta kafir Musyrik. Semua itu menunjukkan umat Islam tidak dibenarkan mencerobohi dan mesti membelinya dengan cara halal.
Namun begitu, menurut sebahagian ulama, jika pelajar ingin menggunakan perisian untuk komputer peribadinya dan bukan untuk perniagaan, hukum mungkin lebih ringan, terutama jika pelajar ini benar-benar ketandusan wang untuk mendapatkan yang tulen.
Sedangkan dia memerlukan komputer dan sesuatu perisian khas untuk tujuan pembelajarannya, tatkala itu, ada ulama mengharuskan atas asas:
‘Hajat Mendesak’ dan kedudukan kewangan bermasalah. Berdasarkan kaedah Fiqh: Ertinya: “Suatu keperluan yang boleh jatuh dalam kategori terdesak, sama ada ia berbentuk umum atau khusus.” (Al-Ashbah Wa An-Nazair)
Hanya untuk kegunaan peribadi dan bukan untuk tujuan komersial
Bertempoh. Ertinya apabila kedudukan kewangannya sudah baik, dia perlu membeli yang tulen
Demikian juga halnya keadaan pelajar di universiti. Sebagai contoh, ada pensyarah menjadikan buku tertentu sebagai ‘silibus’ dan bahan rujukan. Setiap subjek mungkin sehingga lima atau enam buku digunakan.
Sudah tentu pelajar tidak mempunyai sumber kewangan untuk membeli buku yang mungkin tebal dengan harga tinggi.
Lalu tatkala itu, pelajar dibenarkan membuat salinan fotostat halaman tertentu yang berkait dengan pembelajarannya. Maka, pada waktu itu ia diharuskan.
Kembali kepada keadaan seperti dinyatakan, jika benar seseorang itu menghadapi kesukaran wang (hanya beliau dan Allah yang tahu) untuk membeli perisian tulen yang mahal harganya berbanding kemampuannya, maka ada keringanan untuk beliau menggunakan produk tiruan itu dulu buat sementara waktu.
Ketika perniagaan seseorang itu sudah dapat menjana keuntungan yang baik dan stabil serta tiada lagi keperluan mendesak, tatkala itu wajib untuk bertukar dan membeli yang tulen.
Topic 3:KPDNKK iktiraf 500 premis
Sebanyak 500 premis perniagaan di seluruh negara menerima Anugerah Kedai Harga Patut 2011 daripada Kementerian Perdagangan Dalam Negeri (KPDNKK), Koperasi dan Kepenggunaan, sekali gus memudahkan orang ramai untuk berbelanja secara berhemah.
Menterinya, Datuk Seri Ismail Sabri Yaakob, berkata premis itu membabitkan 19 kategori perniagaan, termasuk kedai barang elektrik, kraftangan dan batik, kamera, jam tangan, kosmetik, gerai makan dan restoran dan pasar raya.
Menurutnya, daripada jumlah itu sebanyak 141 kedai adalah di kawasan Selangor, Kuala Lumpur, Putrajaya dan Negeri Sembilan.
“Kedai berkenaan diberikan anugerah itu kerana menjual barang dengan harga berpatutan, di samping perkhidmatan dan layanan memuaskan kepada pelanggan. “Ini langkah kerajaan hendak membantu pengguna berbelanja di kedai yang menyediakan harga murah dan berpatutan. Setiap kedai akan dipasangkan kain rentang bagi tujuan promosi kepada orang ramai,” katanya, selepas menyampaikan Anugerah Kedai Harga Patut 2011, di sini, semalam.
Anugerah yang diperkenalkan sejak 2003 itu diberikan kepada premis perniagaan selepas mengambil kira beberapa kriteria seperti harga barang dijual, kualiti perkhidmatan, suasana persekitaran premis serta peragaan barangan. Pada tahun ini kementerian itu menerima sebanyak 1,115 pencalonan daripada premis perniagaan di seluruh negara. Ismail Sabri berkata, melalui penarafan itu akan menggalakkan peniaga untuk meletakkan harga yang rendah dan tidak mengaut keuntungan sewenang-wenangnya kerana sekiranya mereka melanggar syarat, anugerah berkenaan akan terbatal.
“Pada tahun ini ada sedikit kelainan iaitu pengiktirafan yang diterima adalah kekal kepada kedai berkenaan dan jika mereka melanggar syarat akan terbatal.
“Justeru, mereka tidak perlu menyertainya lagi pada tahun depan. Kita juga akan melakukan pemantauan terhadap premis yang diiktiraf bagi memastikan syarat pemilihan kedai harga patut dipenuhi sepenuhnya,” katanya. Sementara itu, Ismail Sabri berharap melalui Program Menu Rakyat Satu Malaysia dapat meningkatkan sebanyak 1,000 premis makanan sehingga hujung tahun ini. “Program berkenaan menawarkan pakej menu sarapan pagi pada harga maksimum RM2 dan menu tengah hari pada harga maksimum RM4. Sabah dan Sarawak menawarkan harga RM2.50 bagi sarapan pagi dan RM5 bagi makan tengah hari.
“Sehingga kini sebanyak 914 premis yang menyertai program ini dan kita berharap penyertaan akan meningkat sehingga hujung tahun ini,” katanya. Orang ramai yang ingin mendapatkan maklumat lanjut boleh melayari laman web kementerian, www.kpdnkk.gov.my. Follow @remy_zakaria
Firstly mesti la pasal Bola, Tahniah buat Harimau muda yg mengalahkan Myanmar semalam....
Topic 1: Poker Internat....
JUDI termasuk dalam perbuatan haram dalam Islam (al-Quran, al-Ma’idah (5): 90-91). Ia perlu dijauhi sama ada kecil atau besar. Bagi lebih memahami maksud judi itu, ia secara umum membabitkan dua perkara berikut, iaitu (1) sumber hadiah berasal daripada apa-apa benda termasuk duit sebagai deposit atau taruhan daripada semua peserta, dan (2) semua peserta perlu mengambil risiko sama ada menang atau kalah di dalamnya (Ashraf Md Hashim 2003).
Sekiranya permainan poker di atas tidak membabitkan perkara di atas, ia bukan judi yang ditakrifkan haram dalam Islam. Bagaimanapun, permainan sedemikian dikira membazir waktu dan wajar dijauhi.
Justeru hukumnya berbeza-beza. Ada berpendapat permainan sedemikian hanya makruh, harus atau haram berdasarkan keadaan tertentu.
Ada menyatakan ia haram kerana melakukan aktiviti tidak berfaedah dan untuk keseronokan semata-mata. Lebih bermanfaat mencegah diri daripada permainan berkenaan.
Topic2: Haram cetak rompak jadi modal perniagaan........
SEHINGGA hari ini, boleh dikatakan masih ramai tertanya-tanya atau ragu dengan isu bahan ciplak atau nama lainnya barangan cetak rompak yang kini semakin banyak disalin secara tidak sah.
Walaupun ada halaman buku yang ingin disalin cetak tertulis perkataan ‘Hakcipta Terpelihara’ serta ‘Tidak Dibenar Ulang Cetak’, masih ramai tidak mengendahkannya dan terus membuat salinan, khususnya membabitkan salinan fotostat.
Kita lihat hari ini, perkara ini terlalu biasa dalam kehidupan seharian umat Islam. Sehingga ada yang menjadikan cara ini sebagai modal perniagaan mereka.
Terutama pada musim harga minyak dan barangan semakin meningkat, semua perkara yang dikira mampu menjimatkan kos akan menjadi pilihan ramai hingga kerap melupakan pandangan Islam atau hukumnya. Bagaimanakah sebenarnya pendirian Islam dalam hal ini? Adakah terus mengharamkannya tanpa bicara?
Sampai kepada saya satu soalan seperti berikut: “Ustaz, saya menjalankan perniagaan fotokopi dan percetakan komputer secara kecil-kecilan di sebuah universiti awam. Masalahnya, saya menggunakan perisian Windows dan Microsoft Office yang cetak rompak. Saya tahu tindakan saya salah, tetapi harga tulen terlalu mahal.
“Saya harap dapat ustaz jelaskan hukum pendapatan daripada perniagaan yang menggunakan perisian cetak rompak dan harap dapat ustaz berikan jalan untuk saya selesaikan masalah ini.”
Saya rasa jawapannya sudah jelas apabila orang yang bertanya itu sendiri mengerti bahawa ia salah. Ini kerana, harta intelek diiktiraf Islam sebagaimana difatwakan ulama sedunia sebagai harta persendirian yang terpelihara.
Justeru, kita tidak boleh mengambil dan menggunakan produk cetak rompak, khususnya apabila perisian itu digunakan untuk diniagakan, sebagai contoh dibuat salinan demi salinan dan dijual pada harga rendah.
Ini bermakna apabila seseorang menjadikan barang tiruan sebagai tulang belakang perniagaannya, perniagaan itu adalah haram, hasilnya juga haram.
Ia sangat jelas berdasarkan hadis Rasulullah SAW yang melarang umat Islam menjalankan perniagaan sesuatu yang haram kerana hasilnya juga menjadi haram, iaitu yang bermaksud: “Sesungguhnya Allah, apabila mengharamkan sesuatu, maka akan haram jugalah harga jualan (keuntungan yang terhasil daripada yang haram).” (Ar-Rawdu Al-Murabba’, Riwayat Ibn Hibban)
Rasulullah SAW juga pernah mencela orang Yahudi yang apabila diharamkan memakan daging babi dan lain yang haram bagi umat Islam, mereka (Yahudi) membuat helah dengan mengambil lemaknya dan dihiaskan lalu dijualnya.
Apabila Rasulullah SAW mendapat tahu, baginda terus berkata: “Allah akan menghancurkan Yahudi yang mana mereka ini, apabila Allah mengharamkan makan lemak (babi, bangkai dan lain-lain yang diharamkan), mereka membuat helah dengan menjualnya serta menikmati hasil jualannya.” (Riwayat Al-Bukhari)
Hasil daripada kumpulan hadis ini, bentuk tindakan dilakukan yang ingin saya tekankan adalah, ia sama seperti cetak rompak kerana haram daripada sudut hukum Islam.
Ia berdasarkan keputusan Majlis Kesatuan Ulama Sedunia (Majma Fiqh Islami) dan juga keputusan Majlis Fatwa Eropah yang disebut oleh Syeikh Dr Yusof al-Qaradawi.
Mungkin ada yang berhujah bahawa perisian Windows itu adalah milik seorang kafir yang merujuk kepada Bill Gates dan tiada masalah untuk menggunakan yang cetak rompak selain ada juga yang menyatakan beliau terlalu kaya, oleh itu penggunaan bahan berkenaan tidak memberi apa juga kesan pada kekayaannya.
Sebenarnya, hujah ini meleset dan tertolak dalam fiqh Islam kerana Muslim tidak dibenarkan mencuri harta orang kafir (kecuali kafir yang berperang dengan Islam seperti tentera Amerika di Iraq).
Dalam keadaan tiada peperangan fizikal yang jelas, perisian Windows harta syarikat Microsoft dan pemilikan itu diiktiraf oleh syariah dan diharamkan untuk sesiapa saja dicerobohi sesuka hati.
Dalilnya terlalu banyak, iaitu paling mudah apabila Rasulullah SAW dan sahabat berjual beli dengan orang bukan Islam, Yahudi serta kafir Musyrik. Semua itu menunjukkan umat Islam tidak dibenarkan mencerobohi dan mesti membelinya dengan cara halal.
Namun begitu, menurut sebahagian ulama, jika pelajar ingin menggunakan perisian untuk komputer peribadinya dan bukan untuk perniagaan, hukum mungkin lebih ringan, terutama jika pelajar ini benar-benar ketandusan wang untuk mendapatkan yang tulen.
Sedangkan dia memerlukan komputer dan sesuatu perisian khas untuk tujuan pembelajarannya, tatkala itu, ada ulama mengharuskan atas asas:
‘Hajat Mendesak’ dan kedudukan kewangan bermasalah. Berdasarkan kaedah Fiqh: Ertinya: “Suatu keperluan yang boleh jatuh dalam kategori terdesak, sama ada ia berbentuk umum atau khusus.” (Al-Ashbah Wa An-Nazair)
Hanya untuk kegunaan peribadi dan bukan untuk tujuan komersial
Bertempoh. Ertinya apabila kedudukan kewangannya sudah baik, dia perlu membeli yang tulen
Demikian juga halnya keadaan pelajar di universiti. Sebagai contoh, ada pensyarah menjadikan buku tertentu sebagai ‘silibus’ dan bahan rujukan. Setiap subjek mungkin sehingga lima atau enam buku digunakan.
Sudah tentu pelajar tidak mempunyai sumber kewangan untuk membeli buku yang mungkin tebal dengan harga tinggi.
Lalu tatkala itu, pelajar dibenarkan membuat salinan fotostat halaman tertentu yang berkait dengan pembelajarannya. Maka, pada waktu itu ia diharuskan.
Kembali kepada keadaan seperti dinyatakan, jika benar seseorang itu menghadapi kesukaran wang (hanya beliau dan Allah yang tahu) untuk membeli perisian tulen yang mahal harganya berbanding kemampuannya, maka ada keringanan untuk beliau menggunakan produk tiruan itu dulu buat sementara waktu.
Ketika perniagaan seseorang itu sudah dapat menjana keuntungan yang baik dan stabil serta tiada lagi keperluan mendesak, tatkala itu wajib untuk bertukar dan membeli yang tulen.
Topic 3:KPDNKK iktiraf 500 premis
Sebanyak 500 premis perniagaan di seluruh negara menerima Anugerah Kedai Harga Patut 2011 daripada Kementerian Perdagangan Dalam Negeri (KPDNKK), Koperasi dan Kepenggunaan, sekali gus memudahkan orang ramai untuk berbelanja secara berhemah.
Menterinya, Datuk Seri Ismail Sabri Yaakob, berkata premis itu membabitkan 19 kategori perniagaan, termasuk kedai barang elektrik, kraftangan dan batik, kamera, jam tangan, kosmetik, gerai makan dan restoran dan pasar raya.
Menurutnya, daripada jumlah itu sebanyak 141 kedai adalah di kawasan Selangor, Kuala Lumpur, Putrajaya dan Negeri Sembilan.
“Kedai berkenaan diberikan anugerah itu kerana menjual barang dengan harga berpatutan, di samping perkhidmatan dan layanan memuaskan kepada pelanggan. “Ini langkah kerajaan hendak membantu pengguna berbelanja di kedai yang menyediakan harga murah dan berpatutan. Setiap kedai akan dipasangkan kain rentang bagi tujuan promosi kepada orang ramai,” katanya, selepas menyampaikan Anugerah Kedai Harga Patut 2011, di sini, semalam.
Anugerah yang diperkenalkan sejak 2003 itu diberikan kepada premis perniagaan selepas mengambil kira beberapa kriteria seperti harga barang dijual, kualiti perkhidmatan, suasana persekitaran premis serta peragaan barangan. Pada tahun ini kementerian itu menerima sebanyak 1,115 pencalonan daripada premis perniagaan di seluruh negara. Ismail Sabri berkata, melalui penarafan itu akan menggalakkan peniaga untuk meletakkan harga yang rendah dan tidak mengaut keuntungan sewenang-wenangnya kerana sekiranya mereka melanggar syarat, anugerah berkenaan akan terbatal.
“Pada tahun ini ada sedikit kelainan iaitu pengiktirafan yang diterima adalah kekal kepada kedai berkenaan dan jika mereka melanggar syarat akan terbatal.
“Justeru, mereka tidak perlu menyertainya lagi pada tahun depan. Kita juga akan melakukan pemantauan terhadap premis yang diiktiraf bagi memastikan syarat pemilihan kedai harga patut dipenuhi sepenuhnya,” katanya. Sementara itu, Ismail Sabri berharap melalui Program Menu Rakyat Satu Malaysia dapat meningkatkan sebanyak 1,000 premis makanan sehingga hujung tahun ini. “Program berkenaan menawarkan pakej menu sarapan pagi pada harga maksimum RM2 dan menu tengah hari pada harga maksimum RM4. Sabah dan Sarawak menawarkan harga RM2.50 bagi sarapan pagi dan RM5 bagi makan tengah hari.
“Sehingga kini sebanyak 914 premis yang menyertai program ini dan kita berharap penyertaan akan meningkat sehingga hujung tahun ini,” katanya. Orang ramai yang ingin mendapatkan maklumat lanjut boleh melayari laman web kementerian, www.kpdnkk.gov.my. Follow @remy_zakaria
Galaxy Mini S5570
enabled with newest internet and browsing features, which users can find in any other expensive mobile phone. Playing and downloading games is made really easy in this convenient compact widget. Of course, this mobile phone is an elating experience for all game lovers. 110.4 x 60.8 x 12.1 mm is its dimensions that suit everyone's pocket. The sleek and slim design makes it more modernized and contemporary. Availability in attractive colors magnetizes many users who are engrossed to try some funky and striking colors.
Samsung Galaxy Mini S5570 Features and Specifications
Video and Music
• FM radio
• eAAC, MP3, WAV, H263, H264 and MP4 player
• 3.2 inches display
• 240 x 320 pixels resolution
• 3.15 megapixels camera with autofocus and LED flash
• Digital zoom
• Video recording
Messaging
• SMS
• MMS
• Push Email
• IM
Connectivity
• Bluetooth v3.0 with A2DP
• GPRS system
• V2.0 USB port
• Standard Wireless Lan Card
• EDGE system
• 3G HSDPA
Additional Features
• Stores up to 32GB
• 256K colors TFT Capacitive Touch Screen
• TouchWiz v3.0 UI
• Vibrate alert
• Photo ID
Advantages and Disadvantages of Samsung Galaxy Mini S5570
Advantages
One of the superior advantages of Samsung Galaxy Mini S5570 is its compact size. It is equally suitable for pockets of males and clutches of females. Access internet with fast browsing and connectivity features, which let user relish the fun of Youtube, Gmail, Google talk and Picasa integration. Video recording feature provides comfort and convenience to all users.
Disadvantages
Samsung Galaxy Mini S5570 does not support a powerful battery. It operates with Li-Ion 1200 mAh which is not considered very powerful. Furthermore, people cannot take pleasure in social networking websites like Facebook, Twitter and MySpace directly to their device' home screens.
Conclusion
This easy little fellow is definitely a good addition in mobile phone market. Samsung Galaxy Mini S5570 is out there to fill the gaps of excellent compact devices, which are not extensively seen in the market these days. May be manufacturers have forgotten that people do like technological gadgets with improved and enhanced features but mostly in condensed sizes. Unlike other models, users will find this one exactly according to their requirements.
Organizer, image editor, Voice memo, Accelerometer auto rotation feature and enticing games magnetize several users. It will not upset your budget because this fit-to-pocket mobile phone will fit your pocket as well. It is available in affordable price. Follow @remy_zakaria
Isnin, 14 November 2011
Laptop and Tablet Anroid 2.2
Tablet Anroid 2.2
ZAman semakin canggih, masa ni la lattop aku rosak.... macam nak kena beli jenis tablet lak rasanya. Sekarang ini aku pun mau jual Tablet Anroid 2.2 dengan harga RM 700. Lattop pun aku nak jual gak dng harga RM800 shj. Brand Toshiba......... Follow @remy_zakaria
Semester 5 & Assignment Organization Behavior
Selesai sudah 3 paper utk Part 1 sem Sep 2011. Alhamdullah. Syukur kehadral Allah S.W.T.
ASSIGNMENT 1 (15%)
(INDIVIDUAL WORK)
Question 1
Rushdi just graduated from college with a degree in marketing. He wants to go into sales. He believes that if he works hard he can earn a lot of money. He wants to earn money fast to pay off his education loans. He is single with no dependents. Describe the type of variable pay program and flexible benefits package that would be the most desirable for Rushdi. (10 marks)
Variable Pay
Performance
We believe that variable pay reinforces the focus on performance and recognizes employees for the achievement of specific results, almost everybody has a performance-related element to their pay. Variable pay is used generally to recognize and reward employee contribution toward company productivity, profitability, team work, safety, quality, or some other metric deemed important. Variable pay changes depending upon the circumstances.
Benefits Package
Plans
Flexible benefit plans allow employees to choose the benefits they want or need from a package of programs offered by an employer. Flexible benefit plans may include health insurance, retirement benefits plans, and reimbursement accounts that employees can use to pay for out-of-pocket health or dependent care expenses. In the short term, companies obviously benefit from sharing costs with employees. But a business may also choose to cap its future contributions to benefits by passing along increased costs to employees through these plans. Flexible benefit plans have become increasingly popular with employers. This has had a major effect on a business' ability to offer benefits, yet most employees still expect to receive benefits as a result of employment. These companies, as well as larger ones, have subsequently sought palatable means by which their employees can contribute to the cost of benefits. One option is a flexible benefit plan. Indeed, many businesses have begun to offer flexible benefits in order to retain a competitive benefits package for employees.
Workers' Compensation
Workers' compensation laws make certain that an employee who is injured as a result of an accident on the job or who contracts a disease as a result of performing his or her job, will receive compensation and medical benefits. Every state requires that employers purchase workers' compensation insurance to ensure that employees, who are affected by illness or injury, and their dependants, are protected against significant hardships in case of injury, illness, or death.
Insurance
Health insurance is the foundation of a comprehensive benefits package for employees. Health insurance is the preferred benefit of the majority of people who work. Health insurance marks an employer as an employer of choice when desirable candidates select job opportunities. Dental insurance is an insurance that will pay specified proportions of the cost of dental and oral hygiene expenses or treatments. Employer-provided dental insurance policies offer employees many different options for insurance coverage. Life insurance is an employee benefit frequently offered by employers. Life insurance is an insurance policy that provides compensation upon the death of an employee. Life insurance marks an employer as an employer of choice when desirable candidates select job opportunities. Find out more about life insurance.
Flexible Benefits and Perks
Our benefits allow employees not only to meet their basic needs in line with local market and legal practice, but also to have a choice of options that suit their individual situation. These options differ per country and can for example include: pensions, medical insurance, housing allowance, scholarships for children or childcare support. Next to the structural rewards we believe it is important to provide on-the-spot recognition for strong contributions. We have recognition programs to celebrate individual and group achievements, while helping managers to recognize and immediately reward significant contributions and results. Programs are developed and implemented at the local level to ensure tax, legal, and cultural appropriateness.
Paid Holidays
Benefits are a form of compensation paid by employers to employees over and above the amount of pay specified as a base salary or hourly rate of pay. Benefits are a portion of a total compensation package for employees. A comprehensive, common set of benefits includes the following components.
Question 2
Elisa is upset with her supervisor because she was denied her requested vacation days, which were given to another worker. She is experiencing a very low level of job satisfaction, but cannot afford to quit her job. Describe five negative, passive responses that Elisa might take due to her dissatisfaction. If you are her manager, how will you deal with her responses? (10 marks)
1. the impact of dissatisfied and satisfied employees on the workplace
o Exit - Dissatisfaction expressed through behavior directed toward leaving the organization.
o Voice - Dissatisfaction expressed through active and constructive attempts to improve conditions.
o Loyalty - Dissatisfaction expressed by passively waiting for conditions to improve.
o Neglect - Dissatisfaction expressed through allowing conditions to worsen.
In early literature, individuals similar to those covered by the designation of passive-aggressive personality disorder were referred to as:
* dissatisfied people who acted as if they were perpetually wounded .
* depressives with ill tempers who were spiteful, malicious, and pessimistic.
* passive resistance to fulfilling social and occupational tasks through procrastination and inefficiency;
* complaints of being misunderstood, unappreciated, and victimized by others;
* angry and pessimistic attitudes toward a variety of events;
* unreasonable criticism and scorn toward those in authority;
Five Step Problem-Solving Model
1. Identify critical behaviors
2. Develop baseline data
3. Identify behavioral consequences
4. Develop and apply intervention
5. Evaluate performance improvement
Question 3
Pick a local service firm. Explain how this firm can create team players to provide a quality service. (10 marks)
A team is a collection of individuals organized to accomplish a common purpose, who are interdependent, and who can be identified by themselves and observers as a team. Teams exist within a larger organization and interact with other teams and with the organization. Teams are one way for organizations to gather input from members, and to provide organization members with a sense of involvement in the pursuit of organizational goals. Further, teams allow organizations flexibility in assigning members to projects and allow for cross-functional groups to be formed.
TYPES OF TEAMS
There are six major types of teams: informal, traditional, problem solving, leadership, self-directed, and virtual.
INFORMAL TEAMS.
Informal teams are generally formed for social purposes. They can help to facilitate employee pursuits of common concerns, such as improving work conditions. More frequently however, these teams form out of a set of common concerns and interests, which may or may not be the same as the organization's. Leaders of these teams generally emerge from the membership and are not appointed by anyone in the organization.
TRADITIONAL TEAMS.
Traditional teams are the organizational groups commonly thought of as departments or functional areas. Leaders or managers of these teams are appointed by the organization and have legitimate power in the team. The team is expected to produce a product, deliver a service, or perform a function that the organization has assigned.
PROBLEM SOLVING TEAMS.
Problem-solving teams or task forces are formed when a problem arises that cannot be solved within the standard organizational structure. These teams are generally cross-functional; that is, the membership comes from different areas of the organization, and are charged with finding a solution to the problem.
LEADERSHIP TEAMS.
Leadership teams are generally composed of management brought together to span the boundaries between different functions in the organization. In order for a product to be delivered to market, the heads of finance, production, and marketing must interact and come up with a common strategy for the product.
SELF-DIRECTED TEAMS.
Self-directed teams are given autonomy over deciding how a job will be done. These teams are provided with a goal by the organization, and then determine how to achieve that goal. Frequently there is no assigned manager or leader and very few, if any, status differences among the team members.
VIRTUAL TEAMS.
Technology is impacting how teams meet and function. Collaborative software and conferencing systems have improved the ability for employees to meet, conduct business, share documents, and make decisions without ever being in the same location. While the basic dynamics of other types of teams may still be relevant, the dynamics and management of virtual teams can be very different. Issues can arise with a lack of facial or auditory clues; participants must be taken at their word, even when video-conferencing tools are used.
TEAM BUILDING
The most successful teams go through five stages of development.
Five Stages of Team Development
Forming
• Assess the ground rules
• Gather information about group goals
Storming
• Initiate conflict with other team members
• Find mutually acceptable resolutions
Norming
• Build cohesion
• Develop a consensus about norms
Performing
• Channel energy toward the task
• Apply problem-solving solutions generated in the previous stages
Adjournment
• Disengagement after successful completion of goals
• Regrets at team break-up
ORGANIZATIONAL BENEFITS OF TEAMS
In addition to improved productivity and quality, some of an organization's major benefits from the use of teams are improved quality of work life for employees, reduced absenteeism and turnover, increased innovation, and improved organizational adaptability and flexibility.
IMPROVED QUALITY OF WORK LIFE.
Effective teams frequently improve the quality of work life for the employees. An effective team is generally one in which members are empowered to make decisions about how to get work done.
LOWER ABSENTEEISM AND TURNOVER.
A satisfying and rewarding work environment helps to lower absenteeism and turnover. Membership in a work team gives an employee a sense of belonging, interaction with others on a regular basis, and recognition of achievements. All of these help to eliminate a sense of isolation within the organization.
Questions Should be Encouraged for Quality Customer Support
It is a win-win situation if properly handled as it also captures possible sales that may open up within the communication. Questions and Answers (Q&A) or Frequently Asked Questions (FAQ) is in fact highly recommended on business web site. Follow @remy_zakaria
ASSIGNMENT 1 (15%)
(INDIVIDUAL WORK)
Question 1
Rushdi just graduated from college with a degree in marketing. He wants to go into sales. He believes that if he works hard he can earn a lot of money. He wants to earn money fast to pay off his education loans. He is single with no dependents. Describe the type of variable pay program and flexible benefits package that would be the most desirable for Rushdi. (10 marks)
Variable Pay
Performance
We believe that variable pay reinforces the focus on performance and recognizes employees for the achievement of specific results, almost everybody has a performance-related element to their pay. Variable pay is used generally to recognize and reward employee contribution toward company productivity, profitability, team work, safety, quality, or some other metric deemed important. Variable pay changes depending upon the circumstances.
Benefits Package
Plans
Flexible benefit plans allow employees to choose the benefits they want or need from a package of programs offered by an employer. Flexible benefit plans may include health insurance, retirement benefits plans, and reimbursement accounts that employees can use to pay for out-of-pocket health or dependent care expenses. In the short term, companies obviously benefit from sharing costs with employees. But a business may also choose to cap its future contributions to benefits by passing along increased costs to employees through these plans. Flexible benefit plans have become increasingly popular with employers. This has had a major effect on a business' ability to offer benefits, yet most employees still expect to receive benefits as a result of employment. These companies, as well as larger ones, have subsequently sought palatable means by which their employees can contribute to the cost of benefits. One option is a flexible benefit plan. Indeed, many businesses have begun to offer flexible benefits in order to retain a competitive benefits package for employees.
Workers' Compensation
Workers' compensation laws make certain that an employee who is injured as a result of an accident on the job or who contracts a disease as a result of performing his or her job, will receive compensation and medical benefits. Every state requires that employers purchase workers' compensation insurance to ensure that employees, who are affected by illness or injury, and their dependants, are protected against significant hardships in case of injury, illness, or death.
Insurance
Health insurance is the foundation of a comprehensive benefits package for employees. Health insurance is the preferred benefit of the majority of people who work. Health insurance marks an employer as an employer of choice when desirable candidates select job opportunities. Dental insurance is an insurance that will pay specified proportions of the cost of dental and oral hygiene expenses or treatments. Employer-provided dental insurance policies offer employees many different options for insurance coverage. Life insurance is an employee benefit frequently offered by employers. Life insurance is an insurance policy that provides compensation upon the death of an employee. Life insurance marks an employer as an employer of choice when desirable candidates select job opportunities. Find out more about life insurance.
Flexible Benefits and Perks
Our benefits allow employees not only to meet their basic needs in line with local market and legal practice, but also to have a choice of options that suit their individual situation. These options differ per country and can for example include: pensions, medical insurance, housing allowance, scholarships for children or childcare support. Next to the structural rewards we believe it is important to provide on-the-spot recognition for strong contributions. We have recognition programs to celebrate individual and group achievements, while helping managers to recognize and immediately reward significant contributions and results. Programs are developed and implemented at the local level to ensure tax, legal, and cultural appropriateness.
Paid Holidays
Benefits are a form of compensation paid by employers to employees over and above the amount of pay specified as a base salary or hourly rate of pay. Benefits are a portion of a total compensation package for employees. A comprehensive, common set of benefits includes the following components.
Question 2
Elisa is upset with her supervisor because she was denied her requested vacation days, which were given to another worker. She is experiencing a very low level of job satisfaction, but cannot afford to quit her job. Describe five negative, passive responses that Elisa might take due to her dissatisfaction. If you are her manager, how will you deal with her responses? (10 marks)
1. the impact of dissatisfied and satisfied employees on the workplace
o Exit - Dissatisfaction expressed through behavior directed toward leaving the organization.
o Voice - Dissatisfaction expressed through active and constructive attempts to improve conditions.
o Loyalty - Dissatisfaction expressed by passively waiting for conditions to improve.
o Neglect - Dissatisfaction expressed through allowing conditions to worsen.
In early literature, individuals similar to those covered by the designation of passive-aggressive personality disorder were referred to as:
* dissatisfied people who acted as if they were perpetually wounded .
* depressives with ill tempers who were spiteful, malicious, and pessimistic.
* passive resistance to fulfilling social and occupational tasks through procrastination and inefficiency;
* complaints of being misunderstood, unappreciated, and victimized by others;
* angry and pessimistic attitudes toward a variety of events;
* unreasonable criticism and scorn toward those in authority;
Five Step Problem-Solving Model
1. Identify critical behaviors
2. Develop baseline data
3. Identify behavioral consequences
4. Develop and apply intervention
5. Evaluate performance improvement
Question 3
Pick a local service firm. Explain how this firm can create team players to provide a quality service. (10 marks)
A team is a collection of individuals organized to accomplish a common purpose, who are interdependent, and who can be identified by themselves and observers as a team. Teams exist within a larger organization and interact with other teams and with the organization. Teams are one way for organizations to gather input from members, and to provide organization members with a sense of involvement in the pursuit of organizational goals. Further, teams allow organizations flexibility in assigning members to projects and allow for cross-functional groups to be formed.
TYPES OF TEAMS
There are six major types of teams: informal, traditional, problem solving, leadership, self-directed, and virtual.
INFORMAL TEAMS.
Informal teams are generally formed for social purposes. They can help to facilitate employee pursuits of common concerns, such as improving work conditions. More frequently however, these teams form out of a set of common concerns and interests, which may or may not be the same as the organization's. Leaders of these teams generally emerge from the membership and are not appointed by anyone in the organization.
TRADITIONAL TEAMS.
Traditional teams are the organizational groups commonly thought of as departments or functional areas. Leaders or managers of these teams are appointed by the organization and have legitimate power in the team. The team is expected to produce a product, deliver a service, or perform a function that the organization has assigned.
PROBLEM SOLVING TEAMS.
Problem-solving teams or task forces are formed when a problem arises that cannot be solved within the standard organizational structure. These teams are generally cross-functional; that is, the membership comes from different areas of the organization, and are charged with finding a solution to the problem.
LEADERSHIP TEAMS.
Leadership teams are generally composed of management brought together to span the boundaries between different functions in the organization. In order for a product to be delivered to market, the heads of finance, production, and marketing must interact and come up with a common strategy for the product.
SELF-DIRECTED TEAMS.
Self-directed teams are given autonomy over deciding how a job will be done. These teams are provided with a goal by the organization, and then determine how to achieve that goal. Frequently there is no assigned manager or leader and very few, if any, status differences among the team members.
VIRTUAL TEAMS.
Technology is impacting how teams meet and function. Collaborative software and conferencing systems have improved the ability for employees to meet, conduct business, share documents, and make decisions without ever being in the same location. While the basic dynamics of other types of teams may still be relevant, the dynamics and management of virtual teams can be very different. Issues can arise with a lack of facial or auditory clues; participants must be taken at their word, even when video-conferencing tools are used.
TEAM BUILDING
The most successful teams go through five stages of development.
Five Stages of Team Development
Forming
• Assess the ground rules
• Gather information about group goals
Storming
• Initiate conflict with other team members
• Find mutually acceptable resolutions
Norming
• Build cohesion
• Develop a consensus about norms
Performing
• Channel energy toward the task
• Apply problem-solving solutions generated in the previous stages
Adjournment
• Disengagement after successful completion of goals
• Regrets at team break-up
ORGANIZATIONAL BENEFITS OF TEAMS
In addition to improved productivity and quality, some of an organization's major benefits from the use of teams are improved quality of work life for employees, reduced absenteeism and turnover, increased innovation, and improved organizational adaptability and flexibility.
IMPROVED QUALITY OF WORK LIFE.
Effective teams frequently improve the quality of work life for the employees. An effective team is generally one in which members are empowered to make decisions about how to get work done.
LOWER ABSENTEEISM AND TURNOVER.
A satisfying and rewarding work environment helps to lower absenteeism and turnover. Membership in a work team gives an employee a sense of belonging, interaction with others on a regular basis, and recognition of achievements. All of these help to eliminate a sense of isolation within the organization.
Questions Should be Encouraged for Quality Customer Support
It is a win-win situation if properly handled as it also captures possible sales that may open up within the communication. Questions and Answers (Q&A) or Frequently Asked Questions (FAQ) is in fact highly recommended on business web site. Follow @remy_zakaria
Koleksi Barang Lama
hello everybody.......
This is my collection that I have for the time being. anyone yg interest can email or message in facebook or at the mixbox. Tq Follow @remy_zakaria
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